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Steve said:

1.' I haven't got enough money to buy a new car.'

2. 'I don't know many people and I am lonely.'

3. I don't have a mobile phone.'

4. Helen isn't here.

5. I live in a big city and I don't like it.

6. I have to work tomorrow.

7. The accident happened because the road was icy.

8. I was able to buy the flat because my friend has lent me some money.

9. I didn't get the taxi after the party because I didn't have any money.

10. I wasn't tired last night.

11. She decided to apply for the job.